Gated Communities on the Treasure Coast: The Complete 2026 Guide

Quick answer: The Treasure Coast, meaning St. Lucie, Martin and Indian River counties, has more than two dozen gated communities, from affordable 55+ neighborhoods in St. Lucie West to oceanfront club communities like Sailfish Point in Stuart and John's Island in Vero Beach. This page lists every major one by area with a one-line summary, and each name links to a full guide with prices, fees, club rules and who it suits.

People usually come to this page with one of three questions. Which gated communities are near me. Which ones can I afford. And which ones have the thing I actually care about, whether that's a boat slip, a golf course, a beach, or just a gate and a low monthly bill. The lists below answer the first one. The individual guides answer the other two.

I'm William Merchant, a REALTOR with RE/MAX Gold here on the Treasure Coast. I show homes in these communities all the time, and I've written a detailed guide on each one. Click any name for the full picture. If you want to see one in person, call or text me at (772) 800-2274.

Gated communities in Port St. Lucie and St. Lucie County

• PGA Village: The area's best known golf community, with 54 holes, the PGA Golf Club, and homes from condos to estate houses.
• Verano PGA: A newer community next to PGA Village with the big Club Talavera amenity campus and new construction still available.
• Tesoro Club: A luxury golf and country club community with an Arnold Palmer course and a club that has come back to life under new ownership.
• Riverland: GL Homes' huge 55+ community in Tradition, including Valencia Cay, Valencia Grove, Valencia Walk and Valencia Parc, with a paseo trail connecting the amenities.
• Vitalia at Tradition: An established 55+ neighborhood in Tradition with a 24,000 square foot clubhouse and a full social calendar.
• Kings Isle: One of the most affordable gated 55+ communities in St. Lucie West, popular with snowbirds and first-time Florida buyers.
• Lake Charles: A family-friendly lake community in St. Lucie West with a manned gate, tennis, a pool, seven connected lakes and no club dues.
• Ballantrae Golf and Yacht Club: A Jack Nicklaus Signature golf community on the North Fork of the St. Lucie River with a 67-slip marina and an optional, non-equity club.
• Veranda Gardens: A newer DiVosta community on Becker Road in southern Port St. Lucie with two amenity centers, natural gas and no club. Sold out, so it's all resale now.
• Meadowood: A low-density golf and tennis community west of Fort Pierce with a semi-private course, big lots and some of the lowest prices of any gated golf address on the coast.
• Harbour Isle at Hutchinson Island: A gated waterfront condo community at the southern tip of Hutchinson Island in Fort Pierce, steps from the inlet, with a 63-slip marina.

Gated communities in Stuart, Palm City and Hobe Sound (Martin County)

• Sailfish Point: The Treasure Coast's most exclusive address. Oceanfront homes, a Jack Nicklaus course, a deepwater marina and a private beach club on the tip of Hutchinson Island in Stuart.
• Harbour Ridge Yacht and Country Club: A member-owned club community on the wide St. Lucie River in Palm City with two golf courses and a full marina.
• Mariner Sands Country Club: A classic Stuart country club community with two courses, a chapel and a long social tradition.
• Willoughby Golf Club: A small gated golf community in Stuart with an Arthur Hills course and a low-key membership.
• The Florida Club: One of the more attainable gated golf communities in Stuart, with a public course and no mandatory membership.
• Summerfield and the Champions Club: About 500 homes around a Tom Fazio course in south Stuart, with golf on a pay-as-you-play basis and no required club membership.
• Monarch Country Club: A Palm City golf community with an Arnold Palmer course, a 24-hour guard gate and an optional club, minutes from Martin County's top-rated schools.
• Piper's Landing Yacht and Country Club: A private Palm City club with golf, a marina with no fixed bridges to the ocean, and generous homesites.
• Medalist Village: A small estate neighborhood in Hobe Sound next to Medalist Golf Club, with its own Greg Norman short course, spa and tennis. The 18-hole club next door is invitation only and does not come with the house.
• The Arbors: A 190-home gated neighborhood in Hobe Sound on quarter-acre lots with two lakes, preserve trails and an HOA fee. No golf, no club.
• Loblolly: A Hobe Sound club community pairing a Tom Fazio course with a private Intracoastal marina and beach access.

Gated communities in Vero Beach (Indian River County)

• John's Island: One of Florida's best known club communities. Three golf courses, miles of private beach and a full slate of sports in Vero Beach.
• Windsor: A village-style community on the barrier island, famous for its architecture, with equestrian, golf and a private beach club.
• Orchid Island Golf and Beach Club: A small oceanfront club community on Orchid Island north of Vero Beach.
• Grand Harbor: A gated golf and marina community on the Indian River Lagoon with condos, villas and estate homes at a range of prices.
• The Moorings: A boater's community on the barrier island in Vero Beach with deepwater docks, two marinas and a private yacht and country club.

How to narrow it down

If golf is the point, start with the golf communities guide, which lines the club communities up side by side on initiation, dues and what you get. If you're 55 or over and want a community built for that, the 55+ communities guide covers Riverland, Vitalia, Kings Isle and the rest. If you're deciding between the two big towns, Port St. Lucie vs. Stuart is the honest comparison.

And if you want a gate without a club, the short list is Lake Charles, Veranda Gardens and Kings Isle in Port St. Lucie, the Arbors in Hobe Sound, and the Florida Club and Summerfield in Stuart, where the golf is there if you want it and optional if you don't.

Questions buyers ask about gated communities here

What is the most exclusive gated community on the Treasure Coast?

Sailfish Point in Stuart and John's Island in Vero Beach are generally considered the most exclusive, with oceanfront estates, private marinas or beach clubs, and championship golf. Windsor and Orchid Island in Vero Beach and Loblolly in Hobe Sound are in the same conversation.

Are there affordable gated communities on the Treasure Coast?

Yes. Kings Isle and Lake Charles in St. Lucie West, Meadowood in Fort Pierce, the Florida Club and Summerfield in Stuart, and several Tradition neighborhoods offer gated living at everyday price points, often without club dues.

Do all gated communities have HOA fees?

Yes. Every gated community charges an HOA fee to cover the gate, common areas and amenities, and club communities often add separate membership dues on top. Review the full fee picture, including any capital contribution at closing, before you make an offer.

Which gated communities are 55+?

Riverland's Valencia neighborhoods, Vitalia at Tradition and Kings Isle are the main 55+ gated communities on the Treasure Coast. Most of the others, including the golf and waterfront club communities, are all ages.

Talk with William. William can tell you which of these communities fit your budget and what you're looking for, pull current listings in any of them, and set up tours. Call or text (772) 800-2274 or send a message.

General information, not legal, tax or financial advice. Prices, fees and club rules change; confirm current details with the club and association. William Merchant, REALTOR®, RE/MAX Gold. Each RE/MAX office is independently owned and operated.