Mariner Sands in Stuart: A 2026 Guide to the Community and Club


Quick answer: Mariner Sands is a member-owned country club community in Stuart with about 771 homes on 728 acres and two 18-hole courses by Tom Fazio and Frank Duane. Social membership comes with home ownership (a $40,000 capital contribution has been the recent published figure) and golf membership is optional. Prices run from the mid $400s for villas to about $1.7 million for estate homes, a wide range for a full country-club lifestyle.

Some club communities feel formal; Mariner Sands has a reputation for being the friendly one. It's a place with its own chapel, its own dog park, and a membership that raises millions for local charities. Here's what buyers should know in 2026.

The community at a glance

LocationStuart (Martin County), a short drive to downtown and the beaches
HomesAbout 771 residences on 728 acres, villas, cottages, patio homes and estate homes
GolfTwo 18-hole, par-72 courses by Tom Fazio and Frank Duane
MembershipMember-owned; social membership required with purchase, golf optional
Typical pricesRoughly $430K to $1.7M depending on home type (approximate)

The golf

Mariner Sands has 36 holes: one course by Tom Fazio and one by Frank Duane, who worked as a design partner of Arnold Palmer. The land here rolls more than most of coastal Florida, which gives the courses a feel you don't expect in a beach town. Because golf membership is optional, you can buy a home for the neighborhood and the social life and skip the golf entirely, or add it later if the club has room.

Membership and fees

The club is owned by its members. Every buyer joins the social side of the club, the recently published figure is a $40,000 initial capital contribution, and golf is a separate, optional membership on top of that. Monthly HOA and condo fees vary by neighborhood, with condo fees higher because they include building insurance and maintenance. These figures are from 2023 to 2024 sources and change, so confirm current amounts with the club before you buy.

Life at Mariner Sands

The amenities go well beyond golf: nine lighted Har-Tru tennis courts, pickleball, croquet, a 6,000-square-foot resort-style pool complex, a fitness center and spa services, and three dining venues in the clubhouse. Two things you won't find at other clubs nearby: a multi-denominational chapel with a memorial garden, and a dedicated dog park. The community also has a big charitable culture. Members support millions of dollars in local giving each year.

Homes and prices

Because the community was built with many home types, villa-style condos, cottages, patio homes, single-family and estate homes on the golf courses, there's a real entry ladder here. Recent listings have run from about $430K to $1.7 million. That makes Mariner Sands one of the more attainable ways to get a true two-course country club lifestyle in Stuart.

Frequently asked questions

Do I have to play golf to live at Mariner Sands?

No. Social membership comes with home ownership and covers the dining, pool, tennis and social side. Golf membership is optional and separate.

Is Mariner Sands a 55+ community?

No, it's not age-restricted, though like most club communities in the area many residents are retirees or seasonal owners. Families and working buyers live here too.

What does it cost to live there?

Plan for the home price, a $40,000 social capital contribution at purchase (per recent published figures), monthly HOA or condo fees, and optional golf fees. Ask for the current fee sheet on the specific neighborhood you're considering. Amounts vary and change yearly.

How does it compare to Willoughby or Harbour Ridge?

All three are member-owned. Willoughby is smaller with one course; Harbour Ridge adds a marina on the St. Lucie River. Mariner Sands is the middle path: two courses, big amenities, wide price range. See the full Treasure Coast golf communities guide for the side-by-side.

Talk with William. William can pull current Mariner Sands listings and recent sales, explain the membership steps, and set up tours. Call or text (772) 800-2274 or send a message.

General information, not legal, tax or financial advice. Prices, fees and club rules change; confirm current details with the club and association. William Merchant, REALTOR®, RE/MAX Gold. Each RE/MAX office is independently owned and operated.


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