The Florida Club in Stuart: A 2026 Guide to Golf Living Without the Equity Buy-In
Quick answer: The Florida Club is a gated DiVosta community of about 433 homes off Kanner Highway in Stuart, Martin County, minutes from I-95. It was built from 1996 to 2004 around an 18-hole Dick Gray par 72 that's open to the public, so residents can join a non-equity membership or just pay to play. There is an HOA fee, and it includes cable, internet and lawn care. Homes ran roughly $460,000 to $775,000.
The Florida Club is Stuart's answer to the question a lot of golfers ask: can I live on a course without buying into a club? Here you can. The course is open to the public, membership is optional and non-equity, and the HOA fee does the lawn, cable and internet. It's DiVosta construction, which means concrete and one-story villas, and it's on the west side of town near the interstate, which keeps the prices below the Stuart communities closer to the water.
The community at a glance
| Location | Off SW Kanner Highway (SR-76) in Stuart (Martin County), minutes from the I-95 interchange. Golf club address is 9005 SW Old Royal Dr |
|---|---|
| Homes | About 433 (one source says 531) in four subdivisions: one-story villas, townhomes and single-family, including 113 estate-section homes on larger lots. Roughly 1,500 to 4,000 sq ft. Built 1996 to 2004 by DiVosta |
| Gate | Gated. Staffing not published |
| Age | No age restriction found |
| Golf | 18 holes, par 72, Dick Gray design, opened 1996. Open to the public. Membership optional, non-equity |
| Typical prices | Roughly $459,000 to $775,000 on recent listings; median sale near $599,000 (approximate) |
The golf and how the club works
Dick Gray designed the course and it opened in 1996. Yardage is quoted anywhere from 6,738 to 6,905 depending on the source, par 72. The club, GolfNow and GolfPass all describe it as public. One directory calls it semi-private. Either way, anyone can book a tee time, and guest rates have been quoted at $60 to $120.
For residents, membership is optional and non-equity. A third-party page puts initiation around $5,000 with annual dues of $4,000 to $6,000, and the club's site shows a summer membership without a price. Those aren't confirmed by the club, so ask the pro shop. The Old Royal Grill overlooks the 18th green and serves breakfast, lunch and drinks. Other amenities: a resort-style pool, Har-Tru tennis, pickleball, basketball, a card room, a social hall and a pro shop. I didn't find a fitness center listed anywhere.
The homes
DiVosta built the Florida Club the way it built most of its 1990s communities: poured-concrete, mostly one-story attached villas and single-family homes, with an estate section of 113 larger homes on bigger lots. Sizes run from about 1,500 to a little over 4,000 square feet, two to four bedrooms. Four subdivisions, each with its own flavor. The villas are the low-maintenance product; the estate homes are where you get the room.
Because DiVosta built to a formula, resale buyers tend to know exactly what they're getting, and the concrete construction is a plus when you're shopping insurance in Martin County.
Fees and prices
HOA fees have risen over the years here, which is true everywhere, so get the current figure from the association rather than from an old listing. The fee covers cable, internet, lawn care, pest control and the pool. There's a one-time capital contribution of $600 for buyers. No mandatory club dues.
Prices on recent listings ran about $459,000 to $775,000. Redfin's median sale was near $599,000, down about 5% year over year, and one brokerage's average sale was about $592,000. Another puts the range as mid-$400,000s to over $700,000. For a gated golf address in Stuart that's the low end of the market; the equity clubs across town start higher and add five-figure buy-ins. See the golf communities guide for the side by side, and Willoughby or Mariner Sands if you want to see what the next tier up looks like.
Who it suits
Golfers who want value and no equity commitment. Buyers who like having cable, internet and lawn care in one bill. Anyone who wants a villa they can lock and leave for the summer. The west-of-town location means a drive to the beach and downtown, but it also means you're on I-95 in five minutes, which matters if you're commuting toward Palm Beach or driving to the airport. Rental rules, pet policy and gate staffing weren't published; ask the association.
Questions buyers ask about the Florida Club
Do you have to join the club at the Florida Club?
No. Membership is optional and non-equity. The course is open to the public, so residents can pay to play or join. A third-party page quotes initiation around $5,000 and dues of $4,000 to $6,000, unconfirmed by the club.
What does the HOA fee cover at the Florida Club?
Cable, internet, lawn care, pest control and the pool. Fees have risen over the years, so get the current figure from the association. Buyers pay a one-time $600 capital contribution.
Who built the Florida Club?
DiVosta, from 1996 to 2004. Homes are poured concrete, mostly one-story villas and single-family, with an estate section of 113 larger homes.
Can the public play the Florida Club golf course?
Yes. The club, GolfNow and GolfPass all list it as a public course. Guest rates have been quoted at $60 to $120.
Talk with William. William can pull current Florida Club listings across all four subdivisions, get the current HOA budget and club rates, and set up showings with a round on the course if you want to see it first. Call or text (772) 800-2274 or send a message.
General information, not legal, tax or financial advice. Prices, fees and club rules change; confirm current details with the club and association. William Merchant, REALTOR®, RE/MAX Gold. Each RE/MAX office is independently owned and operated.
