Florida Amendment 3 and the December 31, 2026 Deadline: Why Buyers Moving to the Treasure Coast, Palm Beach County and the Space Coast Should Close Before New Year’s Day
On November 3, 2026, Florida votes on Amendment 3, which would raise the homestead exemption on non-school property taxes to $150,000 in 2027 and $250,000 in 2028. Written into the amendment is a line that matters more to anyone planning a move than the headline number: people who had not made Florida their permanent residence as of December 31, 2026 would start at a $50,000 exemption and wait until their fifth year for the full amount. Here is exactly what the text says, what it is worth in dollars, how property appraisers decide residency, and the calendar from today to December 31. Message me now and we will build a closing date that lands before the line.
First-Time Homebuyer Guide for Florida’s Treasure Coast, Palm Beach County and the Space Coast (2026): Down Payments, Programs, Closing Costs and the Steps in Order
Buying your first home in Florida is more doable than the headlines suggest, but only if you know the numbers: 3 to 3.5 percent down, up to $10,000 to $35,000 in state help if you qualify, closing costs that include taxes most states don’t charge, and a property tax bill that resets the year after you buy. Here’s the whole process in order, from the Treasure Coast to the Space Coast, with every figure dated and sourced. Message me for a free one-on-one Zoom meeting and we’ll walk through yours.