Do You Pay Capital Gains Tax When You Sell Your Home in Florida? Section 121 Explained
Florida does not tax the gain on your home sale, so the real question is federal: how much of your gain does section 121 exclude, and what happens to the rest? This post explains the $250,000 and $500,000 limits, the 2-of-5-year tests, partial exclusions, rental time and depreciation, the 2026 rates and the 3.8 percent tax, with a worked example you can redo using your own closing statements.
What Do I Have to Disclose When Selling a House in Florida? Johnson v. Davis and the Flood Form
Selling a house in Florida comes with a disclosure duty from Johnson v. Davis, a flood disclosure form required since October 1, 2024 and amended effective October 1, 2025, notices that apply to every home sale (radon, property taxes, energy rating) and others that depend on the property (HOA, condo, coastal line, sinkhole claims, code cases, lead paint). Here is what each rule says and what “as is” does not change.