Commercial Property Taxes, Doc Stamps and Insurance in Florida: What a Buyer Pays in 2026

The seller’s tax bill is not the buyer’s number. This post explains Florida’s 10 percent cap on commercial assessments and how it resets after a sale, gives the latest millage figures I found for St. Lucie, Martin, Indian River and Brevard counties with their status, works through doc stamps and intangible tax, covers the end of sales tax on commercial rent, and outlines Citizens and flood rules. Insurance premiums are not estimated.